Scams using paypal?

[Sasha]

I got a reply to a local ad I had placed, offering to buy the item (not panties)and pay express shipping to Nigeria. This all totaled almost $500, and seemed like an obvious scam… but he wanted to use paypal.

I asked for his pp address to send an invoice, but shucks, he didnt reply 😉

Anyway, I was wondering, has anyone seen this and how does it work? If someone pays you with a fraudulently funded account, are you responsible for repayment? Or is there something else about this that I am missing?

[Serena]

Basically the PP transaction is made with a stolen credit card, when PP finds out they do a ‘charge back’, meaning they take the money back from your PP account or bank.

PP does not accept any responsibilities for allowing their clients to use stolen cards.

Its becoming a fairly popular scam!

[Sasha]

Thats what I figured… it just seemed like there must be something more sinister, as all he would be getting from me is an old PS2!

[Anna]

Nigeria is a hotbed for scams whether they are postal or online. Don’t touch them with a bargepole.

[Anonymous]

It’s sad to say but…..don’t do buisness with Nigeria! For your own safety…. Too many scammers working that route

[Ponygirl]

I am definitely thinking don’t use paypal full stop! I sold a few amazon gift certificates on ebay a while ago, I have done this lots of times before and never had any problems. The winning bidder paid me through Paypal and I transferred the money from Paypal to my bank account and then emailed the certificate codes. I mistakenly thought that once the money had been transferred into my account it was unable to be removed again. A few days later, guess what, I got as chargeback as the ‘buyer’ had reported that their card had been used ‘fraudulently’. Paypal wouldn’t cover it under seller protection as there was no proof of postage, and I lost all my money. Great! I still don’t know whether the card was used fraudulently, or whether the ‘buyer’ just reported that to Paypal and scammed me. Grrrr evil Paypal… :angry: Something to think about for sellers who sell their amazon certificates on ebay…

[anni]

Paypal almost got me evicted. Needless to say, no one should ever use them for any reason.

[Serena]

Ouch Anni! 🙁
This might make you feel better..

My(other) business lost $10.000 thanks to PP.

We got paid by a man with a stolen credit card, PP froze our account as the amount received was over the limit, by the time they reactivate it (only took 2 months of letters writing, phone calls and faxes, all of which seem to ended up in a vacum somewhere at PP world), the original transaction was retracted and we never got paid.
We tried to take PP to court, but we were told it was a civil case, and we would need legal representation. Having just lost a huge sum of money, that was impossible.
As far as I am concern, PP is ONLY good for fraudulent activities.

STAY AWAY!!

[Author]

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